Your Net Worth.
Private by Design.
Tired of managing fragmented brokers across fragile spreadsheets, or surrendering your financial history to cloud trackers? Kaptal unifies your portfolios, cash, and global assets into a single local-first desktop workspace—stored securely on your device with zero cloud surveillance.
Built for Investors Who Refuse to Compromise
Traditional finance apps treat your private net worth as ad targeting data. Kaptal provides institutional-grade portfolio tracking with complete privacy.
100% Local-First & Private
Your financial records live directly on your local disk. Even if external servers vanish, your entire wealth history and portfolio ledger remain 100% accessible, private, and yours.
ISIN & Global Asset Support
Track index mutual funds, European ETFs, US equities, crypto, and physical real estate. Automatic ISIN-to-ticker mapping powered by OpenFIGI and real-time market data.
Cost-Basis P&L Calculations
Choose between FIFO, LIFO, or Average Cost per portfolio. Accurately calculate realized gains, unrealized upside, and multi-currency foreign exchange adjustments.
Consolidated Net Worth
Break down your complete financial health in a single pane. Visualize allocation drift between liquid cash, growth equities, defensive bonds, and alternatives.
CSV Ingestion & Ledger
Import years of historical broker trades via CSV or manual entry. Complete transaction ledger supporting buys, sells, dividends, deposits, withdrawals, and fees.
Blazing-Fast Desktop App
Engineered for speed and minimal memory footprint. Launches in milliseconds, runs seamlessly offline on Windows, macOS, and Linux, and keeps your wealth data completely under your control.
Multi-Device Mobile Sync & Automated Feeds
Currently, Kaptal functions 100% on your desktop with CSV imports and manual ledger tracking. We are developing the optional Kaptal Sync Pass to deliver encrypted multi-device synchronization with Android and iPhone companion apps, plus connect over 10,000 financial institutions via an ephemeral, zero-knowledge relay.
The Zero-Knowledge Multi-Device Guarantee
Unlike cloud aggregators, Kaptal servers will never store your passwords, mobile sync keys, transaction history, or portfolio balances. Cross-device syncing to Android and iPhone uses end-to-end encryption (E2EE), and live feeds pass ephemerally in-memory straight to your local device storage.
Apple iPhone & iPad
Android Phones & Tablets
Interactive Brokers
DEGIRO
Trade Republic
Charles Schwab & Fidelity
Revolut
Santander / BNP / BBVA
Binance & Kraken
Join the Sync Pass Waitlist
Be first in line when encrypted Android & iPhone sync and zero-knowledge automated bank feeds roll out.
Choose Your Tier of Independence
Get started immediately with the free, local-first desktop core. Explore our upcoming roadmap for automated bank feeds and advisory tooling.
For privacy-conscious retail investors.
Encrypted mobile sync (Android & iPhone) + live feeds.
Download Kaptal Desktop
Free, private, and 100% local-first wealth tracking. Download the official installer for your operating system.
Windows
Windows 10 / 11 (64-bit)
Seeing a "Windows protected your PC" alert?▼
Microsoft Defender SmartScreen temporarily flags newly published indie apps until download volume accumulates globally. Kaptal is 100% local, has 0 telemetry, and never sends financial data outside your PC.
Zero-knowledge, 100% local SQLite database.
macOS
macOS 11+ (Big Sur or newer)
First time opening on macOS?▼
macOS displays a verification prompt for web downloads until developer notarization completes. To open Kaptal:
Go to System Settings > Privacy & Security > scroll down to Security > click "Open Anyway".
Linux
Ubuntu, Debian, Fedora, Arch