Official Documentation

Kaptal User Guide & Wiki

Master wealth tracking, portfolios, physical assets, capital accounts, and ledger audit trails with 100% local-first data sovereignty.

Essential Guide

Getting Started with Kaptal

System installation, local SQLite storage setup, initial investment portfolios, and cash account configuration.

1. Installation & System Requirements

Kaptal is distributed as a lightweight, native desktop application engineered on Tauri 2 and Rust for optimal performance and minimal memory footprint.

Official verified binaries are available for Windows 10/11 (64-bit installer and portable), macOS 11+ Big Sur, Monterey, Ventura, Sonoma, and Sequoia (universal Apple Silicon & Intel DMG), and Linux (.deb for Ubuntu/Debian and standalone AppImage).

Every official distribution release package is signed cryptographically using Minisign. The internal updater performs automated checksum and signature validations before installing any runtime updates.

2. Creating Your First Portfolio

Navigate to the Portfolios view from the primary sidebar and select "Add Portfolio" to initialize a dedicated investment compartment.

Assign a memorable title, specify your base reporting currency (EUR, USD, GBP, CHF, etc.), and choose your preferred cost-basis calculation method (Average Cost, FIFO, or LIFO).

You can assign an optional visual accent color to distinguish different investment buckets (e.g., long-term index funds, dividend growth, tax-advantaged retirement, or venture assets).

3. Adding Holdings & ISIN Resolution

Within your portfolio, record your initial holdings by clicking "New Transaction" -> "Buy" or entering historical positions.

Kaptal supports international ticker symbols (e.g. VWCE, AAPL, MSFT) as well as standardized 12-character ISIN identifiers (e.g. IE00B3RBWM25 for Vanguard FTSE All-World UCITS ETF).

When an ISIN code is entered, Kaptal automatically queries OpenFIGI to resolve the primary market ticker, full corporate issuer name, asset class, and listing exchange.

4. Tracking Liquid Cash & Banking Accounts

Accurate net worth calculation requires tracking both invested capital and liquid bank accounts. Open the Capital Tracker section to configure checking accounts, emergency reserves, high-yield savings, and digital wallets.

Each cash account supports an independent denomination currency. Balances are converted dynamically into your primary base currency using official daily European Central Bank (ECB) exchange rates.

Log monthly income, fixed recurring expenses, and discretionary spending to build an integrated timeline of your savings capacity.

5. Reviewing the Master Dashboard

Once your portfolios and cash accounts are established, the Dashboard presents your consolidated financial universe at a glance.

Inspect total net worth, 24-hour daily market delta, asset allocation distribution, top daily movers, and historical capital accumulation trajectories.

Click on any widget or chart slice to navigate directly into detailed drill-down views.